I’m a Saratoga Springs dad with grown kids. After building and then stepping back from four insurance agencies, I wanted to do something more meaningful with my time.I love traveling, staying active, enjoying the arts — but what I enjoy most is hearing people’s real stories.That’s why I invite folks to join me for breakfast or lunch. No strings attached, no agenda, and no advice unless you ask for it. Just good food and genuine conversation. Your story stays yours — I’m simply there to listen.